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Rates

Savings Rates

2ND Quarter 2008 Dividend
Regular Share (00,01,02,04,09 &91) ….0.50%APR and 0.50%APY
Interest is paid and compounded quarterly, funds in the account earn from the date of deposit.

JULY2008 Interest Rates
High Yield (05)……………..1.00%APR and 1.00% APY
IRA (96,97,98 and 99)…………………….1.00% APR and 1.00%APY
Interest is paid and compounded monthly, funds in the account earn from the date of deposit.
(High Yield requires a minimum balance of $2.500.00,
balances below $2.500.00 earn .50%APR and .50%APY)

Certificates of Deposit
JULY 28 TO AUGUST 5, 2008

 6 month 2.35% APR and 2.37% APY
 9 month 2.40% APR and 2.42% APY
12 month 2.50% APR and 2.52% APY
18 month 2.60% APR and 2.63% APY
24 month 2.75% APR and 2.78% APY
36 month 3.25% APR and 3.29% APY

Truth In Savings Disclosures
APR is the Annual Percentage Rate. APY is the Annual Percentage Yield.
Certificates Rates Subject to Change without notice. 


 

 

JULY 21 TO AUGUST 31, 2008
Loan Special 7.99%APR  Maximum $3000.00 24 Months

LOAN TYPE

RATE

TERM

NEW AUTOS AND MOTORCYCLES 
2007 & 2008 under 20,000 miles

USED 2008 & 2007 over 20,000 miles
2007 & 2006 
2005 & 2004
2003 & 2002 & 2001



Used Autos 2000 and older

5.25% APR


5.50%APR


 


9.99% APR

UP TO 72 MONTHS


UP TO 66 MONTHS
UP TO 60 MONTHS
UP TO 54 MONTHS
UP TO 48 MONTHS


 UP TO 48 MONTHS

HOME IMPROVEMENT
(Receipt or Estimate Required)
9.99% APR UP TO 60 MONTHS
BOATS, MOTOR HOMES,
TRAVEL TRAILERS & 5TH WHEELS
Under $10,000.00
Over $10,000.00
Over $50,000.00
   
    
5.95% APR
6.99% APR
6.99% APR
  
    
UP TO  60 MONTHS
UP TO 120 MONTHS
UP TO 180 MONTHS
 PWC & ATVS,
SNOWMOBILES & CAMPERS
5.99% APR
6.99% APR
UP TO 36 MONTHS
UP TO 60 MONTHS

HOME EQUITY Lower Rates
80% LTV
80% LTV
80% LTV

100% LTV
100% LTV
100% LTV

LTV (LOAN TO VALUE)
MINIMUM LOAN AMOUNT $5,000.00
MAXIMUM LOAN AMOUNT $100,000.00


6.00% APR
6.25% APR
6.75% APR

6.75% APR
7.00% APR
7.25% APR

 

No Fees


UP TO 60 MONTHS
61 TO 120 MONTHS
121 TO 180 MONTHS

UP TO 60 MONTHS
61 TO 120 MONTHS
121 TO 180 MONTHS

MEMBER PLUS LOAN
(Minimum $1,500.00)
11.50% APR UP TO 60 MONTHS
LINE OF CREDIT
(Minimum $200.00)
12.50% APR $3.00 PER $100.00
SHARE SECURED
(Regular or High Yield)
3% over current savings rate 12 to 60 MONTHS
(TERM BASED ON AMOUNT)

VISA PLATINUM
(formerly Classic)

VISA PLATINUM PREFERRED 
(formerly Gold)

11.50% APR FIXED


9.50% APR VARIABLE
  • 3% OF BALANCE- MINIMUM PAYMENT $30.00

    2% OF BALANCE- MINIMUM PAYMENT $20.00

PAYMENT CALCULATOR

APR IS THE ANNUAL PERCENTAGE RATE
ALL RATES ARE SUBJECT TO CHANGE WITHOUT NOTICE
NO APPLICATION FEE...No direct refinancing of GRBTCU loans to lower rates.
 


GR Building Trades Credit Union
4555 West River
P.O. Box 408
Comstock Park, Michigan 49321
616.784.6390
Fax: 616.784.9223
grbtcu@grbtcu.com