| LOAN TYPE |
RATE |
TERM |
|
NEW AUTOS AND MOTORCYCLES 2007 & 2008 under 20,000 miles
USED 2008 & 2007 over 20,000 miles 2007 & 2006 2005 & 2004 2003 & 2002 & 2001
Used Autos 2000 and older |
5.25% APR
5.50%APR
9.99% APR
|
UP TO 72 MONTHS
UP TO 66 MONTHS UP TO 60 MONTHS UP TO 54 MONTHS UP TO 48 MONTHS
UP TO 48 MONTHS
|
HOME IMPROVEMENT (Receipt or Estimate Required) |
9.99% APR |
UP TO 60 MONTHS |
BOATS, MOTOR HOMES, TRAVEL TRAILERS & 5TH WHEELS Under $10,000.00 Over $10,000.00 Over $50,000.00 |
5.95% APR 6.99% APR 6.99% APR |
UP TO 60 MONTHS UP TO 120 MONTHS UP TO 180 MONTHS
|
PWC & ATVS, SNOWMOBILES & CAMPERS |
5.99% APR 6.99% APR |
UP TO 36 MONTHS UP TO 60 MONTHS |
|
HOME EQUITY Lower Rates 80% LTV 80% LTV 80% LTV
100% LTV 100% LTV 100% LTV
LTV (LOAN TO VALUE) MINIMUM LOAN AMOUNT $5,000.00 MAXIMUM LOAN AMOUNT $100,000.00
|
6.00% APR 6.25% APR 6.75% APR
6.75% APR 7.00% APR 7.25% APR
No Fees |
UP TO 60 MONTHS 61 TO 120 MONTHS 121 TO 180 MONTHS
UP TO 60 MONTHS 61 TO 120 MONTHS 121 TO 180 MONTHS
|
MEMBER PLUS LOAN (Minimum $1,500.00) |
11.50% APR |
UP TO 60 MONTHS |
LINE OF CREDIT (Minimum $200.00) |
12.50% APR |
$3.00 PER $100.00 |
SHARE SECURED (Regular or High Yield) |
3% over current savings rate |
12 to 60 MONTHS (TERM BASED ON AMOUNT) |
|
VISA PLATINUM (formerly Classic)
VISA PLATINUM PREFERRED (formerly Gold)
|
11.50% APR FIXED
9.50% APR VARIABLE |
- 3% OF BALANCE- MINIMUM PAYMENT $30.00
2% OF BALANCE- MINIMUM PAYMENT $20.00 |